Determining Coverage for Your Boat and ATV
Americans’ boats and all-terrain vehicles (ATVs) give them valuable mobility, recreation, and tools for their livelihoods. They are a symbol of outdoor living, especially in our area. Landowners use ATVs to get around their property. Boats allow fishermen to take advantage of the wonderful fishing opportunities in the Delaware River [...]
Rental insurance should not be dismissed
Any insurance policy that you buy should help keep you and your assets safe. Insurance provides peace of mind and the ability to recover from many losses. Even though renters do not own the property in which they live, that residence is their home and it is filled with their [...]
Deciphering Car Insurance
One of the biggest milestones young Americans reach is when they earn their driver’s license. It represents the freedom to go wherever and whenever you’d like. As many drivers have learned by now, cars often come with a lot of obligations and rules to follow. Car insurance is one necessity [...]
Don’t delay—resolve to address your family’s life insurance needs
Normally life insurance isn’t an enjoyable topic to discuss. It can seem unnecessary, complicated, or even uncomfortable. But to ensure the financial security of your loved ones in the event of a tragedy, life insurance should not be avoided. With the new year, you can make an impactful and beneficial [...]
Control the 4 C’s of Holiday Fires
The holidays are a joyous time, but the celebration also marks the 14 worst days of the year for home fires. More household fires occur between December 24 and January 6 than any other two-week stretch of the year. Christmas trees, cooking, candles, and chimneys are all contributing factors. Let’s [...]
Thanksgiving Travel Tips
Thanksgiving is a time when we gather with friends and family to celebrate that for which we’re thankful, but it’s also a time to practice caution. When you’re traveling this Thanksgiving, keep in mind the added risks associated with the holiday. By following the simple tips outlined here, you can [...]
If You Rent Out Residential Properties, Consider Landlord Insurance
If you rent out residential property, whether it be a house, apartment, or condominium, you should consider investing in landlord insurance. Landlord insurance provides protection from financial loss that results from damages to a rental property due to fire, storm, break-in, and more. What does landlord insurance cover? Depending on [...]
If You Rent Out Residential Properties, Consider Landlord Insurance
[dropcap dropcp_first_letter="I" dropcp_style="enigma_dropcape_circle" dropcp_text="f you rent out residential property, whether it be a house, apartment, or condominium, you should consider investing in landlord insurance. Landlord insurance provides protection from financial loss that results from damages to a rental property due to fire, storm, break-in, and more."/] What does landlord insurance [...]
6 Apartment Security Tips for Summer
Summer has arrived. The birds are singing, the sun is shining, and burglars are on the prowl. Between easy access from open windows to apartments being empty for weeks on end while their residents are on vacation, July and August have the highest burglary rates of the year. Here are [...]
Top 5 Things to Know About RV Insurance
Do I need RV insurance? Like car insurance, a minimum of liability coverage is required for RVs in every state. Some states also require uninsured and underinsured motorist coverage. Collision and comprehensive coverage are up to you, but it’s recommended to protect your investment. The following conditions require additional coverage: [...]
The Safest Cars for Teen Drivers
Every teenager is eager to start driving their first car, making many parents concerned for their children’s safety. Newer drivers are at greater risk of getting into car accidents than experienced drivers. Buying a first car is a huge decision, and teens should know it’s not all about status and [...]
Do I Need Insurance for My Boat?
There aren’t many better ways to spend a day off than out on the open water with the sun on your face. Boating is a popular pastime, with more than 15 million boats registered in the United States, but many boat owners don’t know the importance of having a dedicated [...]
Do You Need Golf Cart Insurance?
If you own a golf cart, it’s a good idea to have insurance for it. In fact, some states and homeowners’ associations require it. The type of coverage you need depends on how and where you use your golf cart. In this article, we will discuss the best type of [...]
9 Ways to Secure Your Home on a Budget
More than 2 million burglaries occur each year in the United States—that’s one every 15 seconds—but there are ways to protect yourself, your family, and your belongings without breaking the bank. Before you dole out big bucks for a top-of-the-line security system, check out these tips to keep your home [...]
What is Personal Property Coverage and How Does It Work?
Personal property coverage is the part of a home insurance policy that covers items like furniture, antiques, jewelry, clothes, and electronics. Every home insurance policy includes some personal property coverage, but depending on the value of your belongings, it may not be enough. That’s why insurance carriers offer several types [...]