The first thing most colleges make you aware of when you live in a dorm is that they are not responsible for damages or loss of personal property. This means that all the expensive gear in your dorm is essentially unprotected. With the rising prices of college gear, it’s important to make sure you have the proper insurance.
Between textbooks, a computer, smart phone, tablet, television, mini fridge, a bike, and more, the average college student has thousands of dollars just sitting in their dorm room. According to the National Center for Educational Statistics (NCES), over 13,500 cases of theft are reported every year on college campuses. While security measures can be made, like padlocking your gear, the proper insurance will help you after the fact. Odds are, after spending tens of thousands of dollars on college tuition, a college student won’t have the financial means to replace these items out of pocket.
When wanting to insure your college gear, it may be as easy as adding it to a parent’s homeowner’s insurance. Come on in to Yetter Insurance Agency, and we will sit down with you and look over your current plan. We can help you fill in those spots that you might be missing.
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